:root{--ink:#10253f;--navy:#123a63;--blue:#176a96;--teal:#18a2a3;--cream:#f7f4ed;--gold:#dca93f;--white:#fff;--muted:#5d6c79;--line:#dbe3e7;--shadow:0 18px 50px rgba(16,37,63,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.65 Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--white)}a{color:inherit}.wrap{width:min(1120px,calc(100% - 40px));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(255,255,255,.95);backdrop-filter:blur(16px);border-bottom:1px solid rgba(18,58,99,.1)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:850;letter-spacing:-.02em}.mark{display:grid;place-items:center;width:42px;height:42px;border-radius:13px;color:#fff;background:linear-gradient(145deg,var(--navy),var(--teal));font-size:1.15rem}.brand small{display:block;color:var(--muted);font-size:.72rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase}.nav-links{display:flex;align-items:center;gap:22px}.nav-links a{text-decoration:none;font-weight:700;font-size:.92rem}.nav-links a:hover,.nav-links a[aria-current=page]{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 22px;border-radius:12px;background:var(--teal);color:#fff;text-decoration:none;font-weight:800;border:2px solid var(--teal);transition:.2s transform,.2s box-shadow}.btn:hover{transform:translateY(-2px);box-shadow:0 10px 24px rgba(24,162,163,.25)}.btn.secondary{background:transparent;border-color:var(--navy);color:var(--navy)}.menu{display:none;background:none;border:0;font-size:1.6rem}.hero{overflow:hidden;background:linear-gradient(125deg,#f8fafb 5%,#edf7f6 100%)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;align-items:center;gap:58px;min-height:660px;padding:72px 0}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-weight:850;text-transform:uppercase;letter-spacing:.09em;font-size:.78rem}.eyebrow:before{content:"";width:32px;height:3px;background:var(--gold);border-radius:2px}h1,h2,h3{margin:0 0 .55em;line-height:1.08;letter-spacing:-.035em}h1{font-size:clamp(2.8rem,6vw,5.5rem)}h2{font-size:clamp(2rem,4vw,3.5rem)}h3{font-size:1.3rem}.hero p{font-size:1.18rem;color:var(--muted);max-width:650px}.actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:28px}.trust-row{display:flex;flex-wrap:wrap;gap:16px;margin-top:34px;color:var(--navy);font-size:.9rem;font-weight:750}.trust-row span{display:flex;align-items:center;gap:7px}.trust-row span:before{content:"✓";display:grid;place-items:center;width:22px;height:22px;border-radius:50%;background:#d9f2ee;color:#137c77}.hero-card{position:relative;padding:34px;background:var(--navy);color:#fff;border-radius:30px;box-shadow:var(--shadow)}.hero-card:before{content:"";position:absolute;inset:-16px 16px 16px -16px;border:2px solid var(--gold);border-radius:30px;z-index:-1}.hero-card .metric{padding:22px 0;border-bottom:1px solid rgba(255,255,255,.16)}.hero-card .metric:last-child{border:0}.metric strong{display:block;font-size:1.7rem;color:#fff}.metric span{color:#c7d8e6}.section{padding:96px 0}.section.tint{background:var(--cream)}.section-head{display:flex;align-items:end;justify-content:space-between;gap:30px;margin-bottom:40px}.section-head p{max-width:560px;color:var(--muted)}.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{padding:30px;border:1px solid var(--line);border-radius:20px;background:#fff}.card .num{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:#e3f5f3;color:#087e7f;font-weight:900;margin-bottom:28px}.card p{color:var(--muted)}.band{background:var(--navy);color:#fff;padding:72px 0}.band-grid{display:grid;grid-template-columns:1.2fr .8fr;align-items:center;gap:60px}.band p{color:#cedbe6}.checklist{display:grid;gap:14px}.check{padding:16px 18px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:14px}.page-hero{padding:100px 0 78px;background:linear-gradient(135deg,var(--navy),#176b91);color:#fff}.page-hero p{max-width:720px;color:#d8e7ef;font-size:1.18rem}.content-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:42px}.panel{padding:32px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:var(--shadow)}.step{display:grid;grid-template-columns:50px 1fr;gap:18px;padding:24px 0;border-bottom:1px solid var(--line)}.step:last-child{border-bottom:0}.step b{display:grid;place-items:center;width:42px;height:42px;border-radius:50%;background:var(--navy);color:#fff}.callout{padding:28px;border-left:5px solid var(--gold);background:#fff8e9;border-radius:0 16px 16px 0}.pill{display:inline-block;padding:7px 11px;border-radius:999px;background:#e5f5f4;color:#0a7475;font-size:.82rem;font-weight:800}.faq details{padding:20px 0;border-bottom:1px solid var(--line)}.faq summary{cursor:pointer;font-weight:800;font-size:1.05rem}.faq p{color:var(--muted)}.local-list{display:grid;grid-template-columns:repeat(2,1fr);gap:16px}.local{padding:24px;border-radius:18px;background:#fff;border:1px solid var(--line)}.local strong{display:block;font-size:1.15rem}.cta{padding:56px;border-radius:28px;background:linear-gradient(135deg,#eaf7f5,#fdf8ed);display:flex;align-items:center;justify-content:space-between;gap:34px}.cta p{color:var(--muted);margin-bottom:0}.footer{background:#0c2036;color:#d5e0e8;padding:52px 0 28px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:48px}.footer a{color:#fff}.legal{margin-top:36px;padding-top:20px;border-top:1px solid rgba(255,255,255,.12);font-size:.78rem;color:#aebdca}.notice{font-size:.88rem;color:var(--muted)}
@media(max-width:860px){.menu{display:block}.nav-links{display:none;position:absolute;top:76px;left:0;right:0;padding:20px;background:#fff;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav-links.open{display:flex}.hero-grid,.band-grid,.content-grid,.footer-grid{grid-template-columns:1fr}.hero-grid{min-height:auto;padding:64px 0}.hero-card{margin:18px}.grid-3{grid-template-columns:1fr}.section-head{align-items:start;flex-direction:column}.local-list{grid-template-columns:1fr}.cta{padding:36px;align-items:flex-start;flex-direction:column}.section{padding:70px 0}}
@media(max-width:520px){.wrap{width:min(100% - 28px,1120px)}h1{font-size:2.65rem}.actions{flex-direction:column}.btn{width:100%}.hero-card{padding:24px;margin:12px}.page-hero{padding:72px 0 58px}}

/* 2026 brand refresh: navy, gold and white */
:root{--ink:#0c1e34;--navy:#071d34;--blue:#123d67;--teal:#b58a35;--cream:#f7f8fa;--gold:#c7a24c;--muted:#566475;--line:#dce2e9;--shadow:0 20px 55px rgba(7,29,52,.14)}
.mark{background:linear-gradient(145deg,#071d34,#173f65);border:1px solid rgba(199,162,76,.65);color:#f7dfa3}
.site-header{background:rgba(255,255,255,.97);border-bottom:1px solid rgba(7,29,52,.12)}
.nav-links a{position:relative}.nav-links a:not(.btn):after{content:"";position:absolute;left:0;right:100%;bottom:-7px;height:2px;background:var(--gold);transition:right .2s ease}.nav-links a:hover:after,.nav-links a[aria-current=page]:after{right:0}
.btn{background:var(--gold);border-color:var(--gold);color:#081b2e;border-radius:7px;box-shadow:none}.btn:hover,.btn:focus-visible{background:#d4b25d;border-color:#d4b25d;box-shadow:0 10px 28px rgba(7,29,52,.2);transform:translateY(-2px)}.btn.secondary{border-color:var(--navy);color:var(--navy)}.btn.secondary:hover{background:var(--navy);color:#fff}.hero .btn.secondary,.band .btn.secondary,.page-hero .btn.secondary{border-color:#fff;color:#fff}.hero .btn.secondary:hover,.band .btn.secondary:hover,.page-hero .btn.secondary:hover{background:#fff;color:var(--navy)}
.hero{position:relative;isolation:isolate;background:#071d34;color:#fff}.hero:before,.hero:after{content:"";position:absolute;border-radius:50%;filter:blur(2px);z-index:-1;animation:drift 16s ease-in-out infinite alternate}.hero:before{width:520px;height:520px;right:-150px;top:-210px;background:radial-gradient(circle,rgba(199,162,76,.25),transparent 68%)}.hero:after{width:420px;height:420px;left:-180px;bottom:-220px;background:radial-gradient(circle,rgba(35,82,123,.7),transparent 68%);animation-delay:-7s}@keyframes drift{to{transform:translate3d(45px,35px,0) scale(1.12)}}@media(prefers-reduced-motion:reduce){.hero:before,.hero:after{animation:none}}
.hero-grid{min-height:700px}.hero h1{font-size:clamp(3rem,6vw,5.8rem);max-width:760px}.hero p{color:#d8e2ec}.hero-card{background:rgba(255,255,255,.97);color:var(--ink);border-radius:18px}.hero-card .metric{border-color:var(--line)}.hero-card .metric strong{color:var(--navy)}.hero-card .metric span{color:var(--muted)}.pill{background:#f7edd5;color:#6c5219}
.hero .trust-row{color:#fff}.hero .trust-row span:before{background:rgba(255,255,255,.14);border:1px solid rgba(199,162,76,.65);color:#f7dfa3}
.proof-strip{margin-top:-1px;background:#fff;border-bottom:1px solid var(--line)}.proof-grid{display:grid;grid-template-columns:repeat(2,1fr)}.proof{padding:34px;text-align:center;border-right:1px solid var(--line)}.proof:last-child{border-right:0}.proof strong{display:block;color:var(--navy);font-size:2.3rem;line-height:1}.proof span{display:block;margin-top:9px;color:var(--muted);font-weight:700}.proof small{display:block;margin-top:6px;color:#758190}
.process-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;counter-reset:journey}.process-card{counter-increment:journey;display:block;padding:28px;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:12px;background:#fff;text-decoration:none;transition:.2s transform,.2s box-shadow,.2s border-color}.process-card:before{content:"0" counter(journey);display:block;color:var(--gold);font-size:.8rem;font-weight:900;letter-spacing:.12em;margin-bottom:28px}.process-card:hover,.process-card:focus-visible{transform:translateY(-6px);border-color:var(--gold);box-shadow:var(--shadow)}.process-card p{color:var(--muted);margin-bottom:0}.process-card .link-label{display:block;margin-top:16px;color:var(--blue);font-weight:850}
.feature-photo{position:relative;min-height:520px;border-radius:16px;overflow:hidden}.feature-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform 8s ease}.feature-photo:hover img{transform:scale(1.055)}.feature-photo:after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,transparent 45%,rgba(7,29,52,.72))}
.feature-photo--portrait{max-width:500px;justify-self:start;background:#e9edf1}.feature-photo--portrait img{object-position:center 22%}
.feature-photo--office{width:min(100%,380px);min-height:506px;justify-self:start;background:#e9edf1}.feature-photo--office img{object-position:center center}
.feature-caption{position:absolute;left:28px;right:28px;bottom:24px;z-index:1;color:#fff}.feature-caption strong{font-size:1.3rem}
.linked-card{display:block;text-decoration:none;color:inherit}.linked-card:hover,.linked-card:focus-visible{border-color:var(--gold);box-shadow:0 16px 42px rgba(7,29,52,.14);transform:translateY(-4px)}.card{transition:.2s transform,.2s box-shadow,.2s border-color}
.compliance{background:#eef2f6;border:1px solid #d6dde5;border-radius:10px;padding:18px 20px;color:#415165;font-size:.84rem}.footer{background:#06182a}.page-hero{background:linear-gradient(135deg,#071d34,#123d67)}
.social-links{display:flex;flex-wrap:wrap;gap:12px;margin-top:30px}.social-links a{display:inline-flex;align-items:center;min-height:42px;padding:8px 14px;border:1px solid rgba(199,162,76,.55);border-radius:7px;color:#fff;text-decoration:none;font-weight:800;transition:.2s background,.2s color,.2s transform}.social-links a:hover,.social-links a:focus-visible{background:var(--gold);color:#071d34;transform:translateY(-2px)}
@media(max-width:980px){.process-grid{grid-template-columns:repeat(2,1fr)}.proof-grid{grid-template-columns:1fr}.proof{border-right:0;border-bottom:1px solid var(--line)}}
@media(max-width:620px){.process-grid{grid-template-columns:1fr}.proof{padding:26px}.feature-photo{min-height:380px}}